Bank Name: Development Credit Bank
Name of the post: Credit Analyst
Manage credit for the business unit (Retail/Corporate banking/ SME)
Investigating the financial standing and reputation of credit applicants.
Preparation of Proposals
Risk Rating of proposals
Establishing and controlling Credit limit and term.
Presentation of Proposal to sanctioning authorities.
Prepare reports of loan and accounts, which have outstanding (unpaid) amounts.
Site visiting and personal discussions with the client
Essential – Graduate
Desired – MBA
Essential – Experience in underwriting
Desired – Experience in handling credit for the specific business (Retail/SME/Corporate)
Desired skills and competencies
Credit writing skills
Eye for detail
Good understanding of financial analysis concepts
Good (written / spoken) communication skills
DCB Bank is a modern emerging new generation private sector bank with 200 branches across 18 states and 2 union territories. It is a scheduled commercial bank regulated by the Reserve Bank of India. It is professionally managed and governed. DCB Bank has contemporary technology and infrastructure including state of the art internet banking for personal as well as business banking customers.DCB Bank’s business segments are Retail, micro-SME, SME, mid-Corporate, Agriculture, Commodities, Government, Public Sector, Indian Banks, Co-operative Banks and Non Banking Finance Companies (NBFC). DCB Bank has approximately 450,000 customers.